The attic is one of the most important areas of the house to be inspected.
Appraiser coach attic inspection.
I would not expect the appraiser to climb on the roof in the attic or under the house.
Fha attic observation requirements will not change on september 14 2015 when the 4000 1 handbook becomes effective.
An appraiser s observation is limited to readily observable conditions and is not as comprehensive an inspection as one performed by a licensed home inspector some appraisers have inserted this statement word for word in their fha appraisal reports in order to clarify the appraiser s role and to distinguish themselves from home inspectors.
Here s why along with a few tips to help ensure that your attic inspections are thorough and complete.
Inspecting an attic from the inside out.
Allowing associated trainee appraisers to complete unsupervised inspections appraisers and others a significantly large nationwide amc has notified it s vendor appraisers that certain lenders contracted with this amc will now accept appraisal reports signed by properly trained and presumed properly approved by the state trainees as the appraiser.
How can i improve my appraisal business.
Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.
My big fat old butt is not going to scamper around.
The appraiser does not get a copy of the home inspection.
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To understand the importance of an attic inspection you must first understand the purpose of the roof.
As long as the appraiser does not require any repairs prior to closing or the seller is willing to make the required repairs the house will go fha or va.
Hundreds of fha handbooks mortgagee letters housing notices and other policy documents have been consolidated into this single source this eliminates the need for mortgagees and other.
Disclose and disclaim in every report including highly recommending a professional home inspector.
The federal housing administration s fha single family housing policy handbook 4000 1 sf handbook is a consolidated consistent and comprehensive source of fha single family housing policy.
Attic to appraisal is a top appraiser of the greater chicagoland area specializing in providing accurate and discreet valuation for all of your assets.
The all star team monthly conferences.
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Head and shoulders inspection of attic and floor crawl space only per fha hud and va.
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